Services
Seven kinds of help. Most people come for one and discover they need two or three — which is exactly why we start with the whole situation rather than a single piece of it.
01
For anyone in the middle of a divorce, a death in the family, a job loss, or several of those landing at once.
We take the whole pile apart: what is urgent this week, what can wait, what needs a professional, and what you can simply stop worrying about. You leave the first call with a written order of operations.
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02
For people who have become the owner of a house they never planned to own — often while also grieving.
We find out what you actually hold, who else has a say, what the property costs to keep standing, and what the realistic paths are. The first conversation usually covers the deed, the mortgage, the insurance, and the county records.
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03
For the stretch where what comes in no longer covers what has to go out, and the phone will not stop ringing.
We build one honest page: money in, money out, in the order it must be paid. Then we decide which obligations to address first, who to call, and what to say. Prioritizing is not the same as giving up.
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04
For anyone who has to decide what happens to a property: sell it, keep it, rent it, or hand it off.
We put real numbers in front of you — what it would take to sell, what it costs to hold, what condition it needs to be in — and then look at the timing. The goal is a decision you can explain to yourself a year from now.
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05
For owners who have discovered a lien on a property, or been told a sale cannot close because of one.
I explain plainly what the lien is, that it attaches to the property rather than to you personally, and why it has to be resolved before a closing. Then I help you get the paperwork and the right tax professional into the same conversation.
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06
For anyone asking the practical question underneath everything else: where do I live next?
We look at what is available to you now, what would be available in six months, and what has to be true to get from one to the other. Sometimes the answer is a smaller place. Sometimes it is repairing credit first, on purpose.
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07
For people whose credit file is standing between them and a lease, a loan, or a decent rate.
A careful, unglamorous process: pull all three reports, read them line by line, dispute what is genuinely wrong, and build the habits that hold the ground you gain. No promises about scores or dates — see the full page for how it works.
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I am not an attorney, a tax preparer, or a licensed financial advisor, and I do not give legal, tax, or investment advice. I do not promise a credit score, a timeline, or a particular outcome.
What I do is help you understand your situation, get your records and your options in order, and coordinate the professionals who handle the parts that are theirs to handle. Being clear about that boundary is part of the service, not a disclaimer at the bottom of it.
Call, text, or send the form on the contact page. A sentence or two is enough to start. You do not need to have this figured out, and you do not need to have your paperwork in order.
A free first conversation, by phone or video, usually 30 to 45 minutes. I ask questions, you tell me what is actually going on, and together we name the real problem underneath the noise.
A short, plain-language outline of what needs to happen, who does what, and what order it goes in. Not a fifty-page report, and not a sales pitch.
I stay with you through the parts that need a phone call, a form, or a hard decision, and I tell you honestly when something belongs with an attorney, a tax preparer, or another professional.
Free, 30 to 45 minutes, and no obligation to continue.